Free

Thank you so much for your interest! The information you share is confidential, secure, and used by our business specialists to best assist you.  In the next few days, our Impact Specialist will contact you to ask participants who are new to WBC at JEDI to complete a program application to receive access to our services. Returning participants, who completed an application in the past year, will receive training access and information.  Thank you!

Top 5 Surprises When Seeking A Business Loan

Date: 2/19/26
Time: 12-1 PM
 
Here's the thing about business loans:
Most people go in blind. They read a few articles online, maybe talk to a friend who got funding five years ago, and think they've got it figured out.
 
Then they hit the process. And nothing is what they expected.
 
It doesn't have to be that way.
When you know what lenders actually care about (hint: it's not what you think), when you understand the real timeline, when you've got your documents ready before they ask—you walk in like you know what you're doing.
 
Because you do.
 
This class is that preparation. The stuff nobody tells you until you're already waist-deep in paperwork and confusion.
 
We're pulling back the curtain on what the loan process actually looks like, so you can prepare properly, protect yourself, and make smart decisions about whether traditional lending is even the right move for you.
 
What You'll Learn:
 
→ What lenders actually look at (so you can prepare the right materials)
→ How to protect yourself when signing loan documents
→ The realistic timeline and how to plan around it
→ Smart ways to handle the down payment requirement
→ What to do if you're denied—and where to go next
→ Alternative funding sources that might be a better fit for your situation
 
Who This Class Helps:
Look, this is for you if:
  • You're thinking about applying for a business loan
  • You want to know what to expect before you start
  • You've been denied and want to understand your next move
  • You need funding but the whole thing feels like a black box
You don't need to be a finance person. You just need to be willing to learn what actually happens—not what the brochures say happens.
 
What It Costs: No Cost
 
This class is offered at no cost through the Women's Business Center at JEDI, funded by the U.S. Small Business Administration and California's Governor's Office of Business and Economic Development